When does Medicare Annual Enrollment Period start and end?

Annual Enrollment Period (AEP) runs from October 15 through December 7 each year. Any changes made during this period take effect on January 1 of the following year.

What is an Annual Notice of Change and why should I read it?

The ANOC is a letter from your insurance plan explaining changes for next year, including new premiums, coverage changes, and doctors leaving the network. It's critical to read because it affects your costs and coverage starting January 1.

Why should I find a licensed agent before October 15?

All licensed agents get extremely busy starting October 15. If you find a trusted agent in August or September, they have time to listen carefully to your situation and help you make the best choice before the rush.

5 Things California Seniors Should Do Before Medicare Annual Enrollment

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